How To Buy Your Shopify Plan With Debit Card

In this article, we demonstrate step-by-step how to buy a Shopify plan with a debit card and how to troubleshoot common issues.

Does Shopify Accept Debit Cards?

Yes, Shopify does accept debit cards as a payment method for paying your Shopify plan subscription fees. However, it’s important to ensure that your debit card is able to make online payments and is associated with one of the major credit card networks like Visa, Mastercard, or American Express. 

Additionally, your card must be enabled for international transactions, as Shopify is a Canadian company. It’s also worth noting that the accepted payment methods can vary by country, so you should verify the available options in your specific location.

When you decide to subscribe to one of Shopify’s plans, you’ll find that the payment process is straightforward and secure. During the checkout or billing process, you’ll be prompted to enter your debit card details, including the card number, expiration date, and CVV code, just like you would when making any online purchase.

This payment option allows you to manage your expenses without relying on credit. Additionally, using a debit card can help you keep a close eye on your spending, making it a practical choice for entrepreneurs and small business owners who are conscious of their budgets. 

How To Buy My Shopify Plan With Debit Card

This guide provides step-by-step instructions for paying your Shopify plan using your debit card.

Pay With You Co-branded Debit Card

• Step 1: Log in to your Shopify account.

Open your web browser and navigate to the Shopify login page. Enter your credentials to access your account.

• Step 2: Click on the Settings tab at the bottom left corner.

In the Shopify dashboard, find the “Settings” tab, typically at the bottom left corner. Click on it to access your account settings.

• Step 3: Select the plan that you want to purchase

Within the Plan section, look for the “Choose plan” option and click on it to proceed with the payment process, then select a plan to which you want to subscribe.

Note: If you’re a new business mainly selling on social media, we suggest a subscription to Shopify’s cheapest plan – Starter to avoid higher costs with features you don’t need. If you want to create an online store, you should test out with the Basic plan. Check out our Shopify pricing plans after the free trial article for more information.

• Step 4: In the payment method section, click “Credit or Debit card.”

• Step 5: Fill in your debit card details and click on Subscribe.

A form will appear for you to enter your debit card details, including the card number, expiration date, and CVV code. Double-check the accuracy of the information, and once you’re ready, click “Subscribe” to complete the transaction.

Pay With Paypal

You can also choose to purchase your shopify plan with your Debit card via a PayPal account. However, please make sure that your PayPal account is verified and already linked to your debit card. 

• Step 1: Firstly, in the payment method section, tick the “Paypal” box at the bottom instead and then click the Pay with PayPal button.

It will route you directly to the Paypal website. Snap “Click to Continue.”

• Step 2: Log in to your PayPal account.

Open your web browser and go to the PayPal website. Log in to your PayPal account using your credentials.

• Step 3: If you have not yet linked your debit card to your PayPal account or you want to link another card, click “Pay & Get Paid” and “Link a new card” to add your debit card to PayPal.

Step 4: Fill in the card information and click “Link Card.”

By following these steps, you can quickly buy your Shopify plan using either a debit card or PayPal, ensuring continued access to Shopify’s valuable e-commerce services.

Managing Payments with Your Debit Card

Managing recurring payments, monitoring transaction histories, and updating payment information can be challenging for Shopify merchants. Therefore, this guide will simplify these processes, providing clear instructions for handling recurring payments, tracking financial activities, and updating payment details on Shopify.

To manage recurring payments, follow these steps:

Start by logging into your Shopify account, and you’ll find the ‘Settings’ tab in the bottom left corner of your screen. Click on it to proceed.

To begin, from the dropdown menu, select ‘Billing.’ Inside this section, you’ll see the option ‘Statement of charges.’ You can access a comprehensive list of all your payments by clicking ‘View summary’. This feature proves handy for tracking your expenses and ensuring that you process payments as expected.

You can add a payment method to your account. To do this, follow these steps:

• Access the ‘Billing’ section by selecting it from the dropdown menu.

• Once inside the ‘Billing’ section, you’ll find the option ‘Add payment method.’ Click on it to initiate the process of updating your payment methods.

• Now, simply enter the new debit card details as necessary. After making the desired changes, don’t forget to click Add Credit Card/PayPal to finish. You can use this card to pay subscription bills, purchase Shopify themes and apps, etc.

To update your payment information, you can take the following steps:

In your Shopify admin, you have the flexibility to add a new payment card or update the details of your existing card whenever necessary. The platform supports various card payment methods, including credit cards, co-branded debit cards, and, depending on your location, the Shopify Balance card (both physical and virtual) or Shopify Credit card.

Steps:

• From your Shopify admin, go to Settings > Billing.
• In the Payment methods section, do either of the following:
  • If the credit card is the only available payment method, then click Replace credit card.
  • If multiple payment methods are available, click the … button beside the payment method that you want to change, and then click Replace.
• Enter the required information.
• Click Replace credit card.

To remove a payment method:

Removing a payment method from your Shopify account is possible at any time through the admin panel. 

However, ensure you have an alternative payment method, like a credit card or PayPal, set up before proceeding, as Shopify requires at least one payment method on file. 

Steps:

• Navigate to Settings > Billing in your Shopify admin.
• Locate the Payment methods section, find the specific payment method you wish to remove, click the “…” button beside it, and select Delete.
• Confirm the action by clicking Delete again.

Troubleshooting Common Issues When Using Debit Card For Shopify Billing

Insufficient Funds

• Issue: Your bank declined the transaction due to insufficient funds in your account.
• Solution: Ensure that your bank account has sufficient funds to cover the Shopify bill, then try the payment again.

Debit Card Not Supported

• Issue: Some debit cards, especially from smaller banks or credit unions, might not be supported.
• Solution: Use a debit card from a major bank or one that is affiliated with major credit card networks like Visa or Mastercard.

International Transactions Not Enabled

• Issue: Since Shopify is a Canadian company, your card must be enabled for international transactions.
• Solution: Contact your bank to enable international transactions on your debit card.

Incorrect Card Details

• Issue: The card number, expiration date, or CVV/CVC code is entered incorrectly.
• Solution: Double-check and re-enter your card details accurately.

Expired Debit Card

• Issue: The debit card you are trying to use has expired.
• Solution: Use a valid, unexpired card or update your card information if you have received a new card from your bank.

Bank Declines the Transaction

• Issue: Your bank might decline the transaction for security reasons.
• Solution: Contact your bank to confirm the transaction is legitimate and ask them to allow future transactions from Shopify.

Browser Issues

• Issue: Sometimes, browser-related issues might prevent the payment from being processed.
• Solution: Try clearing your browser’s cache and cookies, or use a different browser to make the payment.

Final Words

In conclusion, this guide provides many ways to easily buy your Shopify plan with a debit card, ensuring your Shopify subscription remains uninterrupted. Remember to always keep your billing up to date and double-check your card details before confirming the transaction to avoid any errors.

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